WA mortgage rates

Whitman County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Whitman County, Washington. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Whitman County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$579,600
2 units$742,000
3 units$896,900
4 units$1,114,650

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Whitman County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Whitman

A local view of the market.

Whitman County, Washington, has a dynamic real estate market with a median listing home price of $415,000 as of October 2024, reflecting a 3.9% increase from the previous year. The median home sold price is slightly lower at $340,000, indicating a buyer's market where homes sell for about 2.26% below the asking price. The county's largest city is Pullman, with a population of approximately 32,855, followed by Colfax, which has about 2,766 residents. Other notable cities include Palouse with 1,014 people and Tekoa with 808 residents. Whitman County offers a blend of rural and suburban living, characterized by its strong agricultural base. It is the largest wheat producer in the state and also leads in the production of barley, lentils, and dry peas. The presence of Washington State University in Pullman contributes to the county's educational employment sector. People are drawn to Whitman County for its agricultural opportunities and the suburban lifestyle offered in cities like Pullman, which provides a mix of educational and rural community living.

County snapshot

Market context.

WA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPullmanMapped market area
Area code39420CBSA / MSA reference
Featured communityPullmanFrom the county record
Data year2026Aligned with this limit record
Pullman
Top cities & communities

Communities to explore.

Pullman
Questions & Answers

Refinancing in Whitman County

Common questions about 2026 loan limits and refinancing opportunities in Washington.

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