Willacy County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Willacy County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Willacy County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Willacy County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Willacy County, Texas, has seen a decline in home values over the past year. As of October 2024, the median listing home price was $234,800, representing a decrease of 13.7% from the previous year. Additionally, the average home value is reported at $103,632, down 2.3% over the past year. The top cities in Willacy County include Raymondville, Port Mansfield, and Lyford. Raymondville, the county seat, has a population of approximately 11,000 and is known for its affordability with a median home price of $199,000. Port Mansfield, a smaller community, is more expensive with a median home price of $409,500, attracting those interested in coastal living. Willacy County offers a predominantly rural lifestyle with a strong emphasis on agriculture, which is a key industry in the area. The county's economy is supported by farming and related industries, making it an attractive destination for those seeking a quieter, rural environment away from urban centers. The migration patterns suggest that people are moving to Willacy County for its affordable housing and rural charm, providing a contrast to the bustling suburban life found in larger Texas cities.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Refinancing in Willacy County
Common questions about 2026 loan limits and refinancing opportunities in Texas.
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