SC mortgage rates

Williamsburg County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Williamsburg County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Williamsburg County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Williamsburg County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Williamsburg

A local view of the market.

The real estate market in Williamsburg County, South Carolina, is characterized by affordable housing options. As of October 2024, the median listing home price was $160,000, with homes selling for a median price of $210,000. The market is considered a buyer's market, with homes typically selling for about 3.57% below the asking price and staying on the market for an average of 73 days. Williamsburg County includes several small towns, with Kingstree being the largest, having a population of approximately 3,019 in 2024. Other notable towns include Hemingway with a population of 462, Lane with 448 residents, and Greeleyville with 358 residents. Living in Williamsburg County offers a predominantly rural lifestyle, with agriculture being a significant part of the local economy. The county is rich in natural resources, making it ideal for farming and forestry. The top industries include manufacturing and administrative services. Migration patterns show a trend of foreign-born population growth, which has helped stabilize the rural population decline.

Questions & Answers

Refinancing in Williamsburg County

Common questions about 2026 loan limits and refinancing opportunities in South Carolina.

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