TN mortgage rates

Williamson County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Williamson County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Williamson County

Conforming Loan Limits

Per property
1 unit$1,029,250
2 units$1,317,650
3 units$1,592,700
4 units$1,979,350

FHA Loan Limits

Per property
1 unit$1,029,250
2 units$1,317,650
3 units$1,592,700
4 units$1,979,350

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Williamson County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Williamson

A local view of the market.

Williamson County, Tennessee, is experiencing a robust real estate market with the median home sold price reaching $898,848 in October 2024, reflecting an 8.5% increase from the previous year. The average price per square foot is $303, indicating strong demand and a competitive market environment. The county is home to several prominent cities, including Franklin, Brentwood, and Spring Hill. Franklin, with a population of approximately 83,000, is known for its vibrant downtown and historical charm. Brentwood, housing around 45,000 residents, is renowned for its upscale neighborhoods and excellent schools. Spring Hill, with a population nearing 50,000, offers a blend of suburban and rural living, attracting families and professionals alike. Living in Williamson County offers a mix of rural and suburban experiences, with a strong emphasis on community and family life. The area is characterized by its rolling hills and farmland, yet it also boasts suburban amenities and a thriving local economy. Key industries include healthcare, education, and technology, which contribute to the county's appeal. The county attracts new residents due to its high quality of life, excellent schools, and proximity to Nashville, making it a popular choice for those seeking a balance between urban and rural living.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaNashville-Davidson--Murfreesboro--FranklinMapped market area
Area code34980CBSA / MSA reference
Featured communitiesBrentwood · FranklinFrom the county record
Data year2026Aligned with this limit record
BrentwoodFranklin
Top cities & communities

Communities to explore.

BrentwoodFranklin
Questions & Answers

Refinancing in Williamson County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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