TX mortgage rates

Williamson County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Williamson County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Williamson County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$571,550
2 units$731,700
3 units$884,450
4 units$1,099,150

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Williamson County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Williamson

A local view of the market.

The real estate market in Williamson County, Texas, has seen a slight decline in home values over the past year. As of 2024, the median home value in the county is approximately $424,934, reflecting a decrease of about 3.9% from the previous year. Williamson County is home to several prominent cities, with Round Rock being the largest, boasting a population of approximately 133,691 in 2024. Georgetown follows with a population of about 105,499, while Cedar Park and Hutto have populations of 77,345 and 42,326, respectively. Living in Williamson County offers a blend of suburban and rural experiences. The county is predominantly suburban, with about 90.85% of its population residing in urban areas. The top industries include real estate, manufacturing, and wholesale trade. The county's growth is driven by its proximity to Austin, attracting people seeking suburban life with access to urban amenities, contributing to high domestic migration rates.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaAustin-Round Rock-GeorgetownMapped market area
Area code12420CBSA / MSA reference
Featured communitiesGeorge · Round Rock · LeanderFrom the county record
Data year2026Aligned with this limit record
GeorgeRound RockLeander
Top cities & communities

Communities to explore.

GeorgeRound RockLeanderHuttoCedar Park
Questions & Answers

Refinancing in Williamson County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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