TN mortgage rates

Wilson County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Wilson County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Wilson County

Conforming Loan Limits

Per property
1 unit$1,029,250
2 units$1,317,650
3 units$1,592,700
4 units$1,979,350

FHA Loan Limits

Per property
1 unit$1,029,250
2 units$1,317,650
3 units$1,592,700
4 units$1,979,350

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Wilson County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Wilson

A local view of the market.

Wilson County, Tennessee, has seen a steady increase in its real estate market, with the average home value reaching $478,471, marking a 1.6% rise over the past year. This growth reflects a strong demand in the area, making it a competitive market for buyers. The county is home to several prominent cities, including Lebanon, with a population of approximately 39,000, and Mount Juliet, which has around 39,000 residents as well. These cities are known for their vibrant communities and are key contributors to the county's economic and cultural landscape. Wilson County offers a mix of rural and suburban living, with agriculture playing a significant role in its economy. The area is attractive to those seeking a balance between country charm and suburban convenience. The top industries include healthcare, education, and manufacturing, which draw new residents seeking employment opportunities and a high quality of life.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaNashville-Davidson--Murfreesboro--FranklinMapped market area
Area code34980CBSA / MSA reference
Featured communitiesLebanon · Mount JulietFrom the county record
Data year2026Aligned with this limit record
LebanonMount Juliet
Top cities & communities

Communities to explore.

LebanonMount Juliet
Questions & Answers

Refinancing in Wilson County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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