KY mortgage rates

Wolfe County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Wolfe County, Kentucky. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Wolfe County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Wolfe County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Wolfe

A local view of the market.

Wolfe County, Kentucky, has a real estate market characterized by a median listing home price of $335,000 as of October 2024, which has decreased by 11.1% compared to the previous year. The area is currently considered a buyer's market, indicating that the supply of homes exceeds the demand. The top cities in Wolfe County include Campton, which is the largest city with a population of approximately 315, and Hazel Green, which is smaller with a population of about 281. Living in Wolfe County offers a predominantly rural experience, with a focus on agriculture and outdoor activities. The county is part of the Red River Gorge area, known for its natural beauty and outdoor recreation opportunities such as hiking and rock climbing. The local economy is supported by industries like agriculture and tourism, and the area may attract those seeking a quieter, nature-focused lifestyle away from urban centers.

Questions & Answers

Refinancing in Wolfe County

Common questions about 2026 loan limits and refinancing opportunities in Kentucky.

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