OH mortgage rates

Wood County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Wood County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Wood County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Wood County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Wood

A local view of the market.

The real estate market in Wood County, Ohio, is currently experiencing a seller's market, with a median home sold price of $270,000 as of October 2024, reflecting a 4.1% increase from the previous year. The median price per square foot stands at $156, indicating a competitive market where homes tend to sell quickly. Wood County is home to several notable cities, with Bowling Green being the largest, boasting a population of approximately 30,793. Perrysburg follows with a population of 25,039, while Rossford and Northwood have populations of 6,297 and 5,165, respectively. Living in Wood County offers a mix of rural and suburban experiences, with a strong agricultural presence due to its location south of Toledo. The county's economy is supported by industries such as manufacturing and education, with Bowling Green State University being a significant employer. Migration patterns suggest that people are drawn to Wood County for its balance of suburban amenities and rural charm, as well as its proximity to larger urban centers like Toledo.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaToledoMapped market area
Area code45780CBSA / MSA reference
Featured communitiesPerrysburg · Bowling GreenFrom the county record
Data year2026Aligned with this limit record
PerrysburgBowling Green
Top cities & communities

Communities to explore.

PerrysburgBowling Green
Questions & Answers

Refinancing in Wood County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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