WI mortgage rates

Wood County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Wood County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Wood County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Wood County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Wood

A local view of the market.

The real estate market in Wood County, Wisconsin, is experiencing significant growth, with the median listing home price reaching $258,900 as of October 2024. This represents a 17.7% increase year-over-year, indicating a strong seller's market. Homes in the area typically sell for approximately the asking price, with the median sold home price at $225,000. Wood County's top cities by population include Marshfield, with a population of approximately 18,940, and Wisconsin Rapids, home to about 18,877 residents. Other notable cities are Nekoosa, with 2,444 people, and Port Edwards, which has a population of 1,757. Living in Wood County offers a mix of rural and suburban experiences, with 37% of the population residing in rural areas and 63% in urban settings like Wisconsin Rapids. The county is known for its agricultural roots, with significant industries including health care, manufacturing, and retail trade. The area attracts new residents due to its scenic views, outdoor recreation opportunities, and relatively low cost of living.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaWisconsin Rapids-MarshfieldMapped market area
Area code49220CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Wood County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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