PA mortgage rates

Wyoming County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Wyoming County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Wyoming County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Wyoming County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Wyoming

A local view of the market.

In Wyoming County, Pennsylvania, the real estate market has seen a significant increase in home values. As of October 2024, the median listing home price was $299,000, marking a 48.2% increase from the previous year. The median sold home price was slightly lower at $218,500, indicating a buyer's market where homes are selling for about 4.17% below the asking price. The county is home to several notable cities, with Tunkhannock being one of the largest. Tunkhannock has a median home price of $275,000 and is known for its small-town charm. Factoryville and Falls are other prominent areas, with median home prices of $269,900 and $194,000, respectively. These cities offer a mix of rural and suburban living, attracting residents who appreciate a quieter lifestyle. Living in Wyoming County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The area is characterized by its scenic landscapes, making it ideal for those interested in farming or enjoying a rural lifestyle. The top industries include agriculture, manufacturing, and healthcare, which provide employment opportunities for residents. The county attracts people looking for a peaceful environment with the benefits of suburban amenities, contributing to its steady real estate migration patterns.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaScranton--Wilkes-BarreMapped market area
Area code42540CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Wyoming County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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