TX mortgage rates

Zavala County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Zavala County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Zavala County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Zavala County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Zavala

A local view of the market.

Zavala County, Texas, has a diverse real estate market with a median listing home price of $134,500 as of October 2024, which reflects a decrease of 8.8% from the previous year. Homes in the area typically sell after 91 days on the market, indicating a relatively stable market environment. The county is home to several cities, with Crystal City being the largest. Crystal City has a median listing home price of $122,000 and is known for its affordable housing options. Other notable cities include La Pryor and Batesville, which contribute to the county's overall population and housing diversity. Living in Zavala County offers a blend of rural and suburban lifestyles, with a strong emphasis on agriculture and farming. The county's economy is primarily driven by agriculture, with many residents engaged in farming and related industries. The rural setting attracts those seeking a quieter, more community-oriented lifestyle, and there is a trend of people moving to the area for its affordable housing and agricultural opportunities.

Questions & Answers

Refinancing in Zavala County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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